As we approach the end of the 2025 financial year, now is the time to take control of your tax position and make smart financial moves. With rising living expenses, mortgage pressures, and insurance premiums still affecting households and businesses alike, tax planning is no longer a luxury—it’s a necessity. At Boa & Co. Chartered […]
Your 2025 Tax Time Toolkit: Practical Tips for Australians Read More »
A recent tribunal decision has delivered an important reminder for businesses claiming the R&D Tax Incentive: to be eligible, your activities must address an unknown outcome — and that outcome must be clearly identified and tested using scientific methodology. At Boa & Co. Chartered Accountants, we regularly assist clients — especially small and medium-sized businesses
Tribunal Clarifies What Qualifies as Eligible R&D in 2025 Read More »
Australia’s four major banks — Commonwealth Bank, Westpac, ANZ, and NAB — have responded swiftly to the Reserve Bank of Australia’s (RBA) latest cash rate cut, each passing the full 0.25% reduction on to mortgage customers. But while the news is welcome, the real financial impact depends on what you do next. At Boa &
RBA Cuts Rates Again and What It Means for Your Cashflow Read More »
As the end of the financial year approaches, many Australians are getting ready to lodge their tax returns. But how can you be sure you’re claiming everything you’re entitled to—without making costly mistakes? At Boa & Co. Chartered Accountants, we work with individuals, families, and retirees across Australia to maximise their tax refunds while staying
How to Maximise Your Tax Return and Avoid Errors This Year Read More »
Managing your business finances can often feel overwhelming—especially with ever-changing regulations, tax obligations, and the complexity of self-managed super funds (SMSFs). For many business owners, the real challenge isn’t just about staying compliant, but finding a trusted advisor who understands both the technical and personal side of your business journey. At Boa & Co. Chartered
Joint Tax Returns: Key Insights & BOA & Co.’s Guidance Read More »
The Australian Taxation Office (ATO) has officially released the updated Supplementary Annual GST Return (SAGR) for the 2024–25 financial year, with the first lodgement deadline set for 21 August 2025 for taxpayers with a December year end. If your business is part of the Top 100 or Top 1,000 taxpayer groups and has received a
Supplementary Annual GST Return 2025: What to Know Read More »
On May 13, 2025, mortgage and refinance rates across Australia and the U.S. saw a small upward shift. According to Zillow data, the average 30-year fixed mortgage rate has risen to 6.76%, while the 15-year fixed has moved to 6.07%. These minor changes may be linked to the recent 90-day pause in trade tariffs between
Mortgage Rates Rising: What Homeowners & Investors Must Know Read More »
In today’s fast-moving and competitive environment, businesses often focus on immediate gains—sales targets, profit margins, quarterly reports. But behind every successful and enduring company is something deeper: purpose. Purpose is not just a slogan on a website or a nice-sounding statement in a presentation. It’s a living, breathing foundation that connects strategy with values, business
How Purpose Drives Sustainable Business Advantage Read More »
Australian banks are stepping up their game, slashing fixed mortgage rates independently of the Reserve Bank of Australia (RBA), and homeowners could be the big winners. In a surprising move, ANZ has lowered its 2-year fixed home loan rate to 5.39%, while BOQ and Police Bank made headlines by offering fixed rates at 4.99%—breaking through
Fixed Mortgage Rates <5% — Opportunity for Homeowners Read More »
A complete guide for small business owners, investors, freelancers, and international taxpayers Tax accounting is the foundation of good financial management. Whether you run a small business, freelance on the side, or manage complex investments, understanding how tax accounting works in Australia is essential. At Boa & Co. Chartered Accountants, we’re here to help you
Tax Accounting in Australia: A 101 Guide Read More »