On May 13, 2025, mortgage and refinance rates across Australia and the U.S. saw a small upward shift. According to Zillow data, the average 30-year fixed mortgage rate has risen to 6.76%, while the 15-year fixed has moved to 6.07%. These minor changes may be linked to the recent 90-day pause in trade tariffs between […]
Mortgage Rates Edge Up: What Homeowners and Investors Should Know Now Read More »
As the Reserve Bank of Australia (RBA) signals potential interest rate cuts, hopeful home buyers are gearing up by securing financing in larger numbers. However, while lower rates will boost buyer sentiment, they may not unleash a massive surge in demand—at least not immediately. Mortgage Applications on the Rise, But No Floodgate of Demand Recent
Affordability vs. Opportunity: Is Now the Right Time to Buy Property? Read More »
Investing in commercial property through a self-managed superannuation fund (SMSF) is an increasingly attractive strategy for those looking to secure stable yields and long-term capital growth. While residential property investment has faced tightening regulations and diminishing returns, commercial real estate remains a lucrative option—particularly for SMSFs in the retirement phase. At Boa & Co. Chartered
‘Follow the Bunnings’: Top Tips for SMSF Property Investors Read More »
The construction and infrastructure industry is the backbone of Australia’s growth, with projects ranging from residential developments to massive infrastructure ventures. For businesses in this sector, access to the right financing is critical to maintaining operations, investing in cutting-edge equipment, and ensuring project success. At Boa & Co. Chartered Accountants, we specialize in providing tailored
Empowering Construction Businesses with Tailored Financing Solutions Read More »
Managing complex investment portfolios can be both an exciting and daunting task. Whether you are a seasoned investor, a high-income professional like a surgeon, engineer, or lawyer, or someone venturing into portfolio diversification for the first time, having a trusted specialist accountant on your team can make all the difference. Specialist accountants bring a wealth
Maximize Your Investments: How Boa & Co. Chartered Accountants Can Help Read More »
As we approach the holiday season, Australians are gearing up for festive shopping sprees. Unfortunately, while many are looking forward to securing great deals during events like Black Friday, scammers are just as eager to cash in on unsuspecting shoppers. According to the ACCC, Australia saw an all-time high in scam-related losses in 2023, amounting
Season of Giving or Scamming? BOA & Co.’s Guide to Avoid Holiday Ripoffs Read More »
In today’s ever-evolving financial landscape, stories of individuals who break away from the norm to create impactful change are both inspiring and essential. Tim Buskens, the CEO and founding director of Hope Housing, is one such individual. His journey, spanning over 25 years in financial services across both the private and public sectors, is a
Innovating Hope in Housing: Tim Buskens’ Journey from Finance to Social Impact Read More »
Rentvesting – renting a home where you wish to live while buying an investment property elsewhere – is often touted as a strategy for first-time homebuyers to get into the market. But with interest rates stubbornly higher, is it a worthwhile strategy? One of the goals of rentvesting is to cash in on the capital
The Maths of Rentvesting in 2024: Is It Still Worthwhile? Read More »
What Is Financial Risk Management? Financial risk management involves identifying the potential downsides in any investment decision and deciding whether to accept the risks or take measures to mitigate them. Financial risk management is a continuous process as risks can change over time. There are risks in all investments. Successful financial risk management requires a
Financial Risk Management: Why It Matters and How to Do It Right Read More »
Inflation has become an obsession for professional investors and consumers alike since 2022. Concerns about the economic impact of rising prices—and their remedy, higher interest rates—have weighed on stocks, plunging the US S&P 500 into a bear market towards the end of 2022. On September 13, Wall Street dropped to its lowest levels in two
How Does Inflation Affect Stocks? Read More »