SMSF

Australia’s mandatory superannuation system ensures most individuals accumulate substantial retirement savings by midlife. While many Australians build their retirement wealth within industry or retail superannuation funds, others opt for a self-managed superannuation fund (SMSF). With 610,287 funds and $878 billion in assets, SMSFs offer control and flexibility over investments, attracting those seeking to boost retirement …

Navigating the Landscape of Self-Managed Superannuation Funds (SMSFs) in Australia: A Comprehensive Overview Read More »

The journey toward a secure and fulfilling retirement involves strategic financial planning, and for many Australians, managing a Self-Managed Superannuation Fund (SMSF) is an integral part of that process. Transitioning an SMSF into the pension phase is a critical step, requiring a deep understanding of the intricacies involved. In this comprehensive guide, we will delve …

Unlocking the Full Potential: A Comprehensive Guide to Transitioning Your SMSF into Pension Phase Read More »

In a recent study conducted by the International Centre for Financial Services (ICFS) at the University of Adelaide and commissioned by the SMSFA (Self-Managed Super Fund Association), concerning revelations have emerged regarding the Australian government’s proposed $3 million super tax. This tax, if implemented, could have significant implications for the country’s Self-Managed Super Fund (SMSF) …

Proposed Super Tax Could Impact 50,000 SMSF Members: A Closer Look Read More »

Managing retirement savings is a critical aspect of financial planning, and many Australians rely on superannuation funds to secure their retirement. However, there is an alternative approach known as a Self-Managed Super Fund (SMSF). In this article, we will explore the ease and relevance of setting up an SMSF in today’s financial landscape. Understanding SMSFs …

Is Setting Up a Self-Managed Super Fund (SMSF) Easy? Read More »

Investing in property through a self-managed super fund (SMSF) has grown in popularity in recent years,

It became possible for SMSFs to borrow money to fund a direct property purchase. And, SMSFs have become an increasingly popular choice for Australians in recent years.  If you are considering buying a property through SMSF, it is necessary to make sure you know what to do. Here is a guide to use your SMSF …

Using your SMSF for Property Investment Read More »

  There have been some recent changes to the tax rules when it comes to employee share schemes. There has been an attempt to make them more appealing for employer and employee participation.   The changes to the ESS were significant as of 1 July 2015. They allow for a more extended tax deferment. There …

Understanding the ESS changes. Five things you need to know. Read More »